Top 10 Ways to Save on Car Insurance-Car insurance Saving tips

1. Drive carefully:

If you are an competent driver with almost a perfect track record then you are surely entitled towards a low insurance rate.

2. Drive a low risk car:

Get your eyes set on such a car which has mostly trend  to be stolen or be a part of an accident. If you are having such a vehicle then you would get a low rate.

3. Make sure all your cars are on the same policy:

Try to discover out that whether your company is offering a multi vehicle discount or not. If it is giving such a discount to its customers, then don’t vacillate in insuring all your cars from that company. By doing so, you can save up to 10% off on each car.
4. Insure both your car and home with the same company:

If you are planning to insure your home once you have insured your car, then insure your home from the same company from which you insured you car.

5. Inquire about any other discounts:

Ask the dealer if they are giving any other discounts to the customers such as preferred parking, anti theft, low running area concession etc. If they are giving the discounts then figure out if you qualify for such a discount.
6. Increase your deductibles:

Try to raise your deductibles to a controllable level so that your payment indemnity rates can be lowered. But still keep it convenient as you have to pay this amount in case of your claim.

7. Do not pay for any optional offer which you don’t need:

Most of the times the dealer will prompt you to pay an additional amount for the existing offers. But if you feel that these offers are of no good to you then don’t pay anything additional to the dealer.

8. Get quotes if you have moved, or are moving:

Don’t sit back and think that your car insurance company will keep on giving you the best insurance rates while you have moved to another location. Look for other opportunities as well in order to stay intact in the hunt for saving money on the car insurance.

9.  Comparison Shop if you get a ticket or have an accident:

If you have encountered an accident or had a ticket then don’t sit back and let the company decide your fate, check out the other options of several insurance companies and go for one which is giving you the best rates on your insurance.

10.  Don’t believe the myths about auto insurance premiums:

The rates of these companies vary from insurer to insurer so don’t feel that these companies would give the same rate to each person. So just shop whole and look for the contract which may serve you the best.